Most pet software companies take 2–3% of every single transaction you process — on top of their monthly subscription. A facility doing $15,000/month in payments loses $300–$450/month to their software vendor's processing fees. Animal Friends OS charges exactly $0 in payment processing fees. Use Stripe, Square, Clover, PayPal, Authorize.net — or any processor you want. Your money goes directly to your bank account.
| Cost Item | Typical Competitor | Animal Friends OS |
|---|---|---|
| Monthly software subscription | $150–$300/mo | $45/mo |
| Payment processing markup | 2–3% of every transaction | $0 — we charge nothing |
| Processing on $15,000/mo revenue | $300–$450/mo to the vendor | $0 to us |
| Your processor's rate | Built into their markup | Stripe 2.9%+$0.30 / Square 2.6%+$0.10 |
| Switch processors | Locked into theirs | Switch anytime, no penalty |
| Money flow | Through vendor, then to you | Direct to your bank account |
| Annual software + processing cost | $5,400–$9,000+ | $540 (software only) |
| Annual savings by switching | — | $3,600–$5,400+ |
Based on a facility processing $15,000/month. Higher revenue = higher savings.
2.9% + $0.30 per transaction. The most popular online payment processor. One-click OAuth connection — log into Stripe, authorize, and you are live. Supports cards, ACH, Apple Pay, Google Pay.
2.6% + $0.10 per transaction. Lower per-transaction cost than Stripe. Great if you also use Square terminals in-store. One-click connection through OAuth.
Established payment gateway trusted by hundreds of thousands of businesses. Paste your API Login ID and Transaction Key into OS settings. Works with most merchant accounts.
Accept PayPal payments, Venmo, and credit cards. Connect your PayPal Business account and receive payments directly. Clients pay with their PayPal balance or any saved card.
If you already use Clover terminals and POS in your shop, connect your Clover merchant account to Animal Friends OS. Online payments sync with your existing Clover setup.
We support payment link and API integrations for any processor. If your processor has an API, we can connect it. No lock-in to any single provider.
Payments go from client → your processor → your bank account. Animal Friends OS never holds, delays, or takes a percentage of your revenue. You see every deposit in your own merchant dashboard.
Competitors build payment processing fees into their business model. They make money on every groom, every boarding stay, every daycare check-in. We don't. We make money on the $45/month subscription and nothing else.
Found a processor with lower rates? Switch in 5 minutes. No approval from us, no migration process, no penalty. You control your payment stack completely.
A facility processing $15,000/month saves $3,600–$5,400/year in processing markups alone. At $25,000/month, savings exceed $6,000–$9,000/year. The more you grow, the more you save.
Your software bill is $45/month. Your processor bill is whatever your processor charges. Two separate, transparent bills. No hidden fees bundled into one confusing invoice.
Already have a great rate with your bank or a processor? Keep it. No need to switch. Just connect your existing account and keep the relationship and rates you already negotiated.
Animal Friends OS supports Stripe, Square, Authorize.net, PayPal, Clover, and any processor that provides an API or payment link integration. You connect your existing merchant account and all payments go directly to your bank account. We never see, hold, or take a cut of your money.
Most pet software competitors charge 2–3% of every transaction on top of their monthly subscription. A facility processing $15,000/month in payments pays $300–$450/month in processor fees to their software vendor — on top of the $150–$300/month subscription. That is $5,400–$9,000/year in total fees.
Zero. We charge $0 in payment processing fees. Your payment processor charges their standard rate (e.g., Stripe at 2.9% + $0.30, Square at 2.6% + $0.10), but that money goes to the processor — not to us. We never add a surcharge, markup, or percentage on top.
Yes. Because you own your merchant account, you can switch processors at any time. Move from Stripe to Square, or from Square to Clover, or try a new processor. No lock-in, no migration fees, no approval process from us. Your payment setup is entirely in your control.
Directly to your bank account through your payment processor. The payment flow is: client pays → your processor (Stripe/Square/etc.) receives → your processor deposits to your bank account. Animal Friends OS facilitates the transaction but never touches the funds. Your money is always in your control.
No. For Stripe and Square, you connect your account with a simple OAuth flow — click "Connect", log into your processor account, and authorize. For other processors, you paste your API credentials into the OS settings. Takes under 5 minutes.
14-day free trial. No credit card required. Set up in under an hour.